Don’t miss this Smith Lake waterfront lot sale, all Prices are below County Appraised Value

Brushy Creek Pointe, one of the most convenient developments on Smith Lake. Just a 20 minute drive to Jasper and only about 5 minutes to Bank, Grocery Store, & Restaurant.  Approx. 1 hr. drive to Birmingham and to Huntsville

Lot # 35   1+/- Acre with approx. 158 ft. waterfront      $59,900                                     Lot #7      1+/- Acre with approx. 307 ft. waterfront      $56,000

Lot #45    1+/- Acre with  approx. 167 ft. waterfront     $56,900                                       Lot #28    2+/- Acre with approx.  185 ft. waterfront     $56,900


Lewis Smith Lake Boathouse & Shoreline Permitting

Jim Wright boathouse

All structures below the 522 elevation of Smith Lake must be approved by Alabama Power.  Applications for boathouse/dock permits are examined on a situational basis.  Alabama Power representatives make the final call on what the property will allow.  On this lake Boathouses/docks float due to the water fluctuation.  A boathouse/dock is usually placed at the 510 elevation to maximize the usage of the structure on the lake.  Alabama Power requires at least 100 ft. of water frontage to be applicable for a boathouse.  They will permit a 60 ft. walkway attached to a boathouse of no more than 32 feet in length.  This totals a maximum of 92 ft. from the 510 elevation.  The maximum boathouse size is 32 ft. x 32 ft. which will accommodate 2 boats.  However, if your property is on a narrow part of the lake,  Alabama Power will only allow the boathouse/dock to reach one-third of the total width of the channel.

A typical Single slip boathouse is 18ft. x 32ft, the typical double slip boathouse is 32ft x 32ft.  When buying a property that already has a boathouse/dock, knowing the depth of the water where the structure is presently floating  or the depth of the water where Alabama Power will allow you to float is a fact that will limit surprises in the future.

If you need a copy of the “General Guidelines For Residential Shoreline Permitting & Permit Terms and Conditions”, please email your request to and I will send you one.                                              DO YOU NEED A BUYER AGENT ON SMITH LAKE? , please text/call  Phyllis Holcombe, 256-709-0249. I WANT TO WORK FOR YOU!

Why Use A Buyer’s Agent?

rainbow 4

If It doesn’t cost more, why settle for less!!!


Real Estate Disclosure :   Have you actually read the Real Estate Brokerage Services Disclosure that is your right by Alabama Law? I will go through the different  services listed and explain each.

A Single Agent is a licensee who represents only one party in a sale.  This agent must be completely loyal and faithful to his/her client.  Think about this statement.  Would you not want this type of representation?   Buyer Agency is this type of representation. You might think that you would have to pay extra for Buyer Agency, but a Buyer’s Agent is paid by the commission on the sale just like a Transaction Broker or a Limited Consensual Agent.

SUBAGENCY is not offered by most Real Estate Companies in this Area.

A Limited Consensual Dual Agent is a licensee for both the Buyer and Seller.  This can only be done with written consent of both buyer and seller.  The licensee in this type of transaction cannot give you advice on possible price to offer or tell a buyer anything that might help them get the price down.  Think about this, do you think this type of representation is best for Sellers.

Transaction Broker is a licensee which assists one or more parties in a sale, who are customers.  A Transaction Broker is not an agent and does not perform the same type of services as an agent.

DO YOU NEED A BUYER AGENT ON SMITH LAKE? If you need a copy of the Alabama Real Estate Disclosure or have any questions, please feel free to contact me at text/call my cell: 256-709-0249. I WOULD LIKE TO WORK FOR YOU!

Lewis Smith Lake, A Lake You Need to Visit

Sailing on Smith Lake

Lewis Smith Lake or often called Smith Lake is truly an Alabama treasure and a great place to call home.  This lake is great for fishing, water sports, boating, swimming or just relaxing with an amazing view.  Properties on Smith Lake are a great value compared to similar lakes around the country.  Property taxes are some of the lowest in the U.S. and you won’t find a more beautiful lake.

Smith lake covers approximately 21,200 acres setting in the rolling hills of North Alabama and is located approximately an hour drive from Birmingham to the south and Huntsville to the north.  The lake has over 500 miles of shoreline with rock bluffs and sandy beaches.  The western side of the lake is connected to The Bankhead National Forest’s approximately 180,000 acres.  The emerald green waters of Smith Lake can reach depths of 300 feet.  The lake is one of the cleanest in the nation.

Before you choose a lake for your home, second home, or investment property; visit Lewis Smith Lake.  You will be happy you did. For more information email

Really Clear Water of Smith Lake

Rock Shore Line of Smith Lake in Sipsey Pines area

This photo shows the clear water by looking at the rock shoreline below the surface. The pic was taken on the shoreline of a lot in Sipsey Pines. In this area of Smith Lake all the shoreline is solid rock. Even when the water is rough from boating, the water does not get muddy. When you visit Smith Lake try filling a clear bottle of water from the lake and setting it beside a bottle of water bought at the store, you will be amazed in the clarity of the lake water.
Smith Lake is as clean as you will find making this lake the place to invest and enjoy your money.
Come visit us and see our beautiful lake. Contact Phyllis Holcombe: